# Metadata Source URL:: https://en.wikipedia.org/wiki/Open_banking Topics:: #humans --- # Open banking - Wikipedia ## Highlights > [!quote]+ Updated on 041122_142638 > > Open banking is a financial services term within financial technology. It refers to:[1] > >The use of open APIs that enable third-party developers to build applications and services around the financial institution.[2][3] >Greater financial transparency options for account holders, ranging from open data to private data. >The use of open source technology to achieve the above